How to find out if your insurance plan covers your doctor
There’s an old saying that applies to health care coverage: If you can’t find out what your plan covers, it may not cover you.
This applies when a health insurance policy doesn’t cover your doctor.
If you’re not sure about your health insurance plan’s coverage of a specific doctor, or you want to make sure your insurance provider knows how much your doctor is paid, here are some questions to ask before you sign up for a plan.
What’s the difference between health insurance plans?
Health insurance plans are often described as “coverage,” but they often are not.
That means that they cover a specific health care service for you, but they also cover other services and treatments not covered by your insurance.
For example, a policy might cover the cost of the flu shot, but it doesn’t provide for the costs of medication or other tests or procedures that may be necessary to treat a specific illness.
Health insurance coverage does not mean the same thing for each individual or family, but most health insurance policies cover a certain number of services for a certain period of time.
So, if you sign on for a health plan and don’t know what it covers, you may need to get a referral from your health plan.
If your insurance policy covers certain services and does not cover the costs, you should be able to find the answer in your health care provider’s coverage information.
What kind of care does the health insurance coverage cover?
Health plans often cover a wide variety of services, such as: A general health plan cover general services and health care procedures such as tests, exams, and surgery, or